Topic: "Rising Rates + Diminishing Cash Flow = Other Financing Options – A Ratio for a Business Which Equals Success!!

Speaker: Pamela McConlogue,Vice President of Business Development, SPECTRUM Commercial Services Company

Presentation:
1. How PPP’s, EIDL’s and ERC’s have hidden Cashflow Hiccups

2. Alternative Finance Options: 
- MCA’s   
- Credit Card Stacking
- Factoring
- Asset Based Lending
- Unsecured

3. Concentrated Focus on Factoring and ABL structuring.

Speaker’s bio:
Pamela McConlogue joined SPECTRUM in July 2022 as Vice President of Business Development, opening their Southwest and Rocky Mountain office.  In addition to representing factoring companies and asset based lenders, Pam’s career experience includes being a business owner, high school teacher and a commercial banker in the Phoenix area.   In addition to Arizona, she has experience working with referral partners and prospective borrowers in Colorado, Utah, Nevada and New Mexico.

Pam is adept at recognizing that certain businesses need options to capitalize their growth other than traditional bank financing.  She works closely with commercial lenders, business advisors & brokers, as well as private equity firms and CPA’s.

Pam received a Bachelor of Science degree in Marketing and a Master’s degree in Education from Miami University (Oxford). She has also held licenses for insurance, real estate, and securities. She currently serves on the Board of Directors of the AZ chapter of Risk Management Association (RMA) and is an active participant in Turnaround Management Association (TMA) and Association for Corporate Growth (ACG) in her multiple markets.