6.00-6.50pm - Informal networking

6.50-7.10pm - Introductions

7.10-8.00pm - Comerica Bank - Abigail Oviedo & Carl Dase

Light refreshments will be provided by our host, USI.

Abigail and Carl will discuss the impacts from the recent turmoil in the market and possible outlook regarding credit lending going forward in 2023.

Abigail Oviedo is a Relationship Manager with the Houston Middle Market Group with Comerica Bank. Abigail helps business owners/CEOs/CFOs raise capital by providing customized financing solutions to their needs and advocating for their businesses. Abigail has worked with companies in a broad range of industries including manufacturing, distribution, wholesalers, professional services, and real estate.

With 7+ years of sales and client relationship management experience in retail and commercial banking in Houston, Abigail has a diverse background working in middle market lending, small business banking, real estate, and wealth management.  Abigail received her Finance degree from the University of Houston. 

 In the non-profit community, Abigail volunteers for Junior Achievement to empower young people to own their economic success.  She is also a volunteer of Baker Ripley (formerly known as Neighborhood Centers Inc), an organization dedicated to building communities to keep Houston a place of opportunity for all who are working for a better life.

Carl Dase is a Senior Vice President and Group Manager of Commercial Banking. Carl has nearly 30 years of banking experience and has been with Comerica Bank in Houston since January 2006, working in various commercial lending groups.  He currently leads a Middle Market team that focuses on companies that have annual revenues from $30 million to $500 million.  At Comerica, Carl has focused primarily on Commercial & Industrial type companies with an emphasis on asset-based lending, real estate financing, acquisition financing and treasury management solutions.  In addition, he completed Comerica’s Leadership Development Program in March 2012 which is designed to position top performers for future leadership opportunities.

Carl began his banking career in Austin, Texas with Horizon Bank & Trust in August of 1993.  From August 1993 to April 1997, he was in the Residential Construction Lending Group and worked with homebuilders and individual homebuyers to finance single-family residences.  In March 1997, Compass Bank completed the acquisition of Horizon Bank & Trust, and he found an opportunity to relocate to Houston in the Business Banking Group.  In Houston, he received formal credit training and became a Relationship Manager. Prior to his banking career, Carl received his B.B.A. in Finance from Stephen F. Austin State University in Nacogdoches, Texas in 1993.  Carl lives in Richmond, TX with his wife, Marcy, and they have two children.