That strange device with the numbers

That strange device with the numbers Cover Image

Although I must admit that I no longer use #2 pencils, I am still greatly addicted to using that ancient device called a phone. If you’re not sure what that is, it has a keyboard that looks a lot like a 10 key pad, but the number 1 is in the upper left hand corner of the 12 key array inste...


Aug 19, 2020

By Matt Bud, The FENG

Two anchors or one?

Two anchors or one? Cover Image

A long time ago I got into a discussion with another captain about the wisdom of setting two anchors. It may sound silly, since I am known on board my sailboat as Captain Safety, but I have never set two anchors. And, even though I have read a lot about it over the years, in most cases I d...


Oct 29, 2020

By Matt Bud, The FENG

Call me Mr. Know-it-all

Call me Mr. Know-it-all Cover Image

I know we don’t mean to do it, but as financial types who come to our decisions the hard way (usually the long scenic route), we often react to information being presented to us by others in a dismissive, “oh, I knew that” manner. I suppose there was a time in my life when I actually thoug...


Dec 13, 2020

By Matt Bud, The FENG

The care and feeding of those who help

The care and feeding of those who help Cover Image

After “I love you,” “thank you” is probably the next thing no one hears enough.The subject, I am going to discuss tonight could also be called common courtesy, or common courtesies. I know that everyone who is active in their search is very busy, but so are those who are sharing their valu...


Sep 26, 2021

By Matt Bud, The FENG

If the phone doesn’t ring, it’s me

If the phone doesn’t ring, it’s me Cover Image

Several years ago, a very old friend of mine called my attention to this song by Jimmy Buffet.I’m not sure why it is, but many people never call anyone. In the riddle, wrapped in a mystery, inside an enigma that is life, they are also always wondering why no one calls them.When I was in co...


Dec 22, 2021

By Matt Bud, The FENG

Building friendships-a lot of hard work

Building friendships-a lot of hard work Cover Image

The definition of networking I use is: Networking is a process by which you can create meaningful business contacts and relationships to further your career and enhance your professional life. On a scale of 1-10, with 10 being the most difficult, networking is a 5. Building friendships is ...


Dec 10, 2017

By Matt Bud, The FENG

Human interaction

Human interaction Cover Image

Sailors are a naturally friendly lot. (Yes, another sailing analogy!) As one of the other couples my wife and I met at a marina pointed out, it would be considered more than a little strange to go to a motel or hotel and start introducing yourself to other people and ask them if they wante...


Jul 26, 2020

By Matt Bud, The FENG

Some dumb ideas actually work

Some dumb ideas actually work Cover Image

Back at the beginning of time itself when my good friend Ed Devlin was running what was to become The FENG, he invited me to join. (I don’t know what he was thinking.) Seeing the networking opportunity for my own job search, I immediately offered to act as social chairman for our small gat...


Oct 13, 2020

By Matt Bud, The FENG

It must make sense (to them)

It must make sense (to them) Cover Image

When I was in my mid-30’s, I had the great honor of being treasurer of my congregation, a job I held for 4 full years. It is probably true that I lean towards all consuming jobs. Or, perhaps I just try to do a good job even when I am not getting paid. Nonetheless, I discovered a lot about ...


May 22, 2017

By Matt Bud, The FENG

Saturday Night Live!

Saturday Night Live! Cover Image

I have been known to get seriously silly at times. (I know this will come as a great shock to all of you.)Back in the old days when I was able to stay up late, Saturday Night Live had an ongoing skit about an individual named Pat. Over the course of the seasons or season it was on (as I in...


Jan 03, 2022

By Matt Bud, The FENG

Why bother saying thank you?

Why bother saying thank you? Cover Image

For those of you who are sailing fans and/or history buffs and saw the movie Master and Commander: The Far Side of The World, there was a scene where Russell Crowe and Paul Bettany were having a heated argument about the merits of flogging. The comment made by the captain was that the good...


Dec 19, 2017

By Matt Bud, The FENG

Conflicting advice

Conflicting advice Cover Image

Wouldn’t it be nice if every time you asked a question, you got the same answer? Unfortunately it seems that every time you ask a question, sometimes even of the same person, you get different answers. Perhaps this is good. It gives you the chance, as an adult, to make your own decisions a...


Jan 09, 2017

By Matt Bud, The FENG

Individual responsibility

Individual responsibility Cover Image

One of the themes that I like to present from time to time is the idea that each of us can make a difference.For those of us who live in these United States, it is all very easy to fall into the accepted American concept that everything in this world is actually someone else’s fault. Hence...


May 09, 2022

By Matt Bud, The FENG

Details, details, details

Details, details, details Cover Image

One of the most annoying things about us financial types (at least to non-financial types) is the long-winded and seemingly endless explanations we provide when discussing complicated situations. Although we are mistakenly thought to always “cut to the chase” or go right to “the bottom lin...


Apr 01, 2020

By Matt Bud, The FENG