Topic: Institutional Lending Today: An Overview of Institutional Lending (Trends, Credit Decisioning, and Strategic Capital Solutions)
 

Speaker: Derek Theis, Executive Director, Commercial Banking, JPMorgan Chase
  
Agenda:
- 8:00 – 8:05:  Chapter announcements
- 8:05 – 9:00:  Speaker presentation
- 9:00 – 9:30:  Networking

Presentation:  

Lending basics: What institutional lending supports, bank assessment.  Alternate capital source comparison.

Capital structures: Facility types fit capital strategy, risk.  Overview of lending facilities available today and where best utilized.

Credit decisioning: 5 Cs, risk grading, lender frameworks.

Industry lens: Competition, life cycle, sector risks shape terms.

Working capital: Cash cycle, risks drive facility selection.

Speaker's bio:
Derek Theis is an Executive Director and Commercial Banker serving the Greater Houston Area. He works closely with business owners, corporate executives, private equity sponsors, and other professionals who seek the fortress balance sheet, global capabilities, and advanced banking technologies of America’s leading financial institution. 

Derek has spent the last 17 years of his career with J.P. Morgan Chase in various roles and capacities serving small businesses to large commercial companies. His experience allows him to deliver the depth and breadth of capabilities housed within J.P Morgan in a meaningful and tailored way. As a 6-time National Achiever, he is recognized as a leader in driving client success. Derek’s advisory integrates access to niche industry specialists and other lines of business to navigate complex challenges and opportunities. 

Derek has held certifications in advanced credit and cashflow analysis within the firm as well having completed FINRA Series 6, 63, and Texas insurance courses. Currently, he focuses on a multitude of industries including manufacturing, professional services, SaaS, logistics, distribution, wholesale/retail, and import/export to name a few. He also serves as the Texas market industry lead for Aerospace, Defense, and Government Contracts. 

Derek is originally from Des Moines, Iowa but calls Texas home having lived in Austin, San Antonio, Houston, and The Woodlands over the past 25 years. He, his wife, and daughter are avid travelers and nature enthusiasts. In his spare time, he enjoys working with his church, target sports, motorcycle adventures, and fitness.